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Final Expense
Insurance
Find out why final expense insurance is an important factor for you and your family.
Let Our Agents Guide You
By submitting your information and clicking submit, you represent that you are at least 18 years old and agree to be contacted by InsureFarm, Inc. and/or its partner companies and any of their commercial partners for various insurance products through the use of automated telephone dialing systems, pre-recorded messages, and/or text messages. Message and data rates may apply. Your consent is not a condition of purchase. This program is subject to our privacy policy and terms of service.
What is Final Expense Insurance?
Final expense insurance is available to help cover any additional end-of-life costs, such as funeral expenses, credit and medical debt, or any other financial burden you would like resolved. Remaining funds, up to your coverage limit, will be passed on to your family. Final expense insurance also does not require a medical exam.
A major difference between traditional life insurance and final expense insurance is that final expense does not require you to undergo a medical exam. Seniors and those with health complications find this type of product appealing.
3 Types of Final Expense Insurance
3 Types of Final Expense Insurance
A faster process than purchasing a traditional life insurance policy.
Coverage of this type is not guaranteed but typically based on a health/lifestyle questionnaire versus having to go in for an in-person medical exam.
Few medical questions, no exam
Up to age 100 premium levels
Up to $40,000 coverage for ages 45-85
Guaranteed Issue Life Insurance
Guaranteed approval if you are between 45-85 years old.
No medical exam or medical records required to qualify. A simple application is all that’s needed to obtain a guaranteed issue whole life insurance policy.
No medical exam or health questions
Guaranteed acceptance
Up to $25,000 coverage for ages 45-85
Critical Illness Life Insurance
Provides coverage for those at risk for future health issues such as cancer.
Requires no medical exam while providing lifetime coverage regardless of any future diagnosis. These policies are designed for various conditions such as heart attacks, stroke, etc.
No medical exam or health questions
Pays lump-sum benefit upon diagnosis
Up to $25,000 coverage for ages 45-85
We Work for You
Our agents have no deadlines. They will sit with you and do a full needs analysis to understand what is most important to you. Then we will make suggestions based on your budget and most importantly, your needs.
Like a Personal Helper
When you choose to enroll into a plan with one of our agents, you can expect us to stay in contact with you. We will call you to check on you, and you can call us anytime you have a question or need assistance with your insurance. We take pride in making sure every call is answered and every question is answered effectively.
Always in Communication
We contact you if there are changes to your plan that you need to know about. Many of our clients will stay on the same plan for several years but sometimes it makes sense to reevaluate your needs.
Let Our Agents Guide You
By submitting your information and clicking submit, you represent that you are at least 18 years old and agree to be contacted by InsureFarm, Inc. and/or its partner companies and any of their commercial partners for various insurance products through the use of automated telephone dialing systems, pre-recorded messages, and/or text messages. Message and data rates may apply. Your consent is not a condition of purchase. This program is subject to our privacy policy and terms of service.
The first step to deciding the best healthcare option for you is to understand the basics about Health Insurance.
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Learn More
To learn about Health Insurance plans you may be eligible for, you can contact a licensed insurance agent at InsureFarm. Call Medicare Enrollment Center licensed sales agents on 1-888-355-1030. We are available Monday through Thursday, 9AM to 6PM EST and Friday 9AM to 5PM EST.
Disclaimer: InsureFarm is a referral source that provides information and access to a helpline to match consumers with companies that may provide certain insurance coverage to them. InsureFarm does not act as an insurance broker and does not make decisions about insurance coverage that may be available to you. Medicare Help Center doesn’t promise a specific outcome or the results you may achieve by calling the helpline. The helpline is free to call but the services or programs that you pursue may have costs associated with them. Neither InsureFarm nor any of the supplemental insurance plans to which you may be connected are endorsed by the U.S. Government or the federal Medicare program.
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